Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"When I first found Richard Wylder as a mortgage broker, I'd had a lot of problems, mostly due to a local authority's computer systems being hacked, and was on the point of losing both my sale and purchase. But Richard came up with a scheme, and although I was wary at first, he went to a huge amount of trouble to help me, and did get me the deal I wanted. He was patient when I kept contacting him to push things along, and nothing was too much trouble. I would certainly recommend his services."
Ed Marks
A lifetime mortgage lets you unlock tax-free cash from your property while continuing to live there. You can choose to receive your money as a single payment or regular income, with some plans offering the flexibility to withdraw additional funds later. If you have an existing mortgage, this would need to be settled using the released funds.
Your security is guaranteed with equity release. As Financial Conduct Authority (FCA) regulated advisers, we follow strict guidelines designed to protect you. Importantly, neither you nor your estate will ever owe more than your property's market value - giving you complete peace of mind.
The funds you release are yours to spend however you like. You might choose to improve your home, buy a new car, pay off debts, or enjoy greater peace of mind knowing your retirement is more secure. The possibilities are entirely up to you.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Devon, we specialise in providing personalised advice for equity release and mortgages. With extensive experience, we’re here to guide you in making informed decisions about your financial future.
Whether you’re considering unlocking the value of your home or looking for the best mortgage deal, we provide clear, straightforward advice every step of the way. Our aim is to support you in building a brighter, more secure future, offering professional service with a personal touch to help you achieve your goals.
With access to the full market, we carefully compare all available options to find your perfect solution.
Relax while we handle all paperwork and lender communications, making your journey smooth and stress-free.
Our years of experience and commitment to excellence ensure you receive the best possible guidance and support.
Here’s what to expect when you work with us for equity release, if you live in Advice Devon.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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